{"id":32157,"date":"2016-03-08T15:36:20","date_gmt":"2016-03-08T14:36:20","guid":{"rendered":"https:\/\/www.rudebaguette.com\/?p=32157"},"modified":"2016-03-08T15:36:20","modified_gmt":"2016-03-08T14:36:20","slug":"dont-say-the-f-word-europes-future-in-spending-sending-lending-investing","status":"publish","type":"post","link":"https:\/\/www.rudebaguette.com\/en\/2016\/03\/dont-say-the-f-word-europes-future-in-spending-sending-lending-investing\/","title":{"rendered":"Don&#8217;t Say the F-Word: Europe&#8217;s future in Spending, Sending, Lending &#038; Investing"},"content":{"rendered":"<p><img fetchpriority=\"high\" decoding=\"async\" class=\"alignnone size-full wp-image-32161\" src=\"https:\/\/www.rudebaguette.com\/assets\/shutterstock_961024281.jpg\" alt=\"shutterstock_96102428\" width=\"1525\" height=\"1259\" \/><\/p>\n<p>The Financial Services capital of Europe has always been London &#8211; and it will likely remain that way (save a Brexit) &#8211; however, all of Europe seems to have caught the F-bug. This week <a href=\"https:\/\/info.bbva.com\/en\/news\/general\/bbva-acquires-finnish-banking-start-holvi\/\" target=\"_blank\" rel=\"noopener\">BBVA announced its acquisition of Finland&#8217;s Holvi<\/a>, an early player looking to reinvent the consumer banking experience. In\u00a0Germany, <a href=\"https:\/\/www.finleap.com\/pr\/pressrooms\/show\/105640\/hitfox-group-launches-finleap-the-first-independent-fintechcompany-builder?locale=en\" target=\"_blank\" rel=\"noopener\">the launch of Finleap in 2015<\/a>, one of the first vertical accelerators in this space has seen startups like <a href=\"https:\/\/www.finleap.com\/blog\/savedos-first-anniversary\" target=\"_blank\" rel=\"noopener\">Savedo<\/a> (a competitor to UK-based Savings Global) grow fast and aggressively. Startups like <a href=\"http:\/\/venturebeat.com\/2015\/12\/02\/number26-the-peter-thiel-backed-mobile-banking-startup-expands-across-e-u-into-6-new-markets\/\" target=\"_blank\" rel=\"noopener\">Number26 are spreading quickly across Europe<\/a> in a Rocket Internet-like fashion. In France, <a href=\"https:\/\/www.rudebaguette.com\/2015\/09\/22\/leetchi-acquired\/\">Leetchi\/MangoPay received significant investment from established bank Credit MUTUEL Arkea<\/a>,\u00a0and several of France&#8217;s leading VC firms have investments in Spending(<a href=\"http:\/\/www.seventure.fr\/en\/expertise\/software-and-internet\/735\" target=\"_blank\" rel=\"noopener\">Seventure &#8211; Payleven<\/a>), Sending (<a href=\"http:\/\/www.partechventures.com\/companies\" target=\"_blank\" rel=\"noopener\">Partech- Kantox<\/a>), Lending(<a href=\"http:\/\/blog.pret-dunion.fr\/pret-dunion-2\/pret-dunion-annonce-une-nouvelle-levee-de-fonds-de-31-millions-deuros\/\" target=\"_blank\" rel=\"noopener\">Pret d&#8217;Union &#8211; Eurazeo<\/a>) &amp; Investing (<a href=\"http:\/\/www.elaia.com\/en\/our-portfolio\/\" target=\"_blank\" rel=\"noopener\">Elaia &#8211; SmartAngels<\/a>).<\/p>\n<p>This is why we&#8217;ve decided to organize our first conference dedicated to Spending, Sending, Lending &amp; Investing &#8211; It&#8217;s called <a href=\"http:\/\/spend.paris\" target=\"_blank\" rel=\"noopener\">SPEND<\/a>, because we want to focus on consumer &amp; enterprise habits around dealing with money. We&#8217;re proud to have the support of BNP Paribas, with whom we&#8217;ve been working for the last year on a variety of events like <a href=\"http:\/\/founder.paris\" target=\"_blank\" rel=\"noopener\">ParisFounders<\/a> &amp; <a href=\"http:\/\/hire.paris\" target=\"_blank\" rel=\"noopener\">HIRE<\/a>, and, after seeing their worldwide BNP Hackathon last November, we knew there was something big happening that we could do together.<\/p>\n<p>We&#8217;ve already lined up speakers from <strong>San Francisco<\/strong> (Raphael Ouzan &#8211; VP of Product of Prospect), <strong>London<\/strong> (Philippe Gelis &#8211; Co-Founder &amp; CEO, Kantox),\u00a0Berlin and, of course, Paris. Partnering with great products for Spending\u00a0(Slimpay), Sending (MangoPay), Lending &amp; Investing (SaxoBanque), we&#8217;re excited to tackle great consumer- and enterprise-centric topics.<\/p>\n<h2>Why I hate the F-Word<\/h2>\n<p>You won&#8217;t hear us call SPEND a F!ntech conference, because it&#8217;s not. In fact, what <i>is<\/i> Fintech? A techwashing of the financial services industry? A way to say &#8220;we aren&#8217;t banks but we want to kill banks &amp; eventually\u00a0become a\u00a0bank?&#8221; These aren&#8217;t topics that we will be talking about at SPEND. Everything is tech, and tech is everything, so we&#8217;re not talking about the tech\u00a0as an end itself. We&#8217;re going to talk about user experiences:\u00a0&#8220;a consumer walks into a retail store and wants to buy a computer. What do they do next?&#8221; The retailer has one opinion, a blockchain startup might have another. An eCommerce player might have their argument, and a mobile POS provider might have another.\u00a0We want to put these four people on stage together and have them explain why the consumer cares.<\/p>\n<p>We&#8217;ve only just teased out our first speakers, but our agenda is filling up fast, so if you&#8217;d like to\u00a0speak or demo your product on stage, pitch me your company <a href=\"http:\/\/disclose.to\/liamboogar\" target=\"_blank\" rel=\"noopener\">here<\/a>. We have 2 for 1 tickets available for 99\u20ac until the end of this week, then they&#8217;ll go up again.<\/p>\n<div style=\"width: 100%; text-align: left;\"><iframe width=\"100%\" height=\"431\" frameborder=\"0\" scrolling=\"auto\" marginheight=\"5\" marginwidth=\"5\" src=\"\/\/eventbrite.com\/tickets-external?eid=21516269742&amp;ref=etckt\"><\/iframe><\/div>\n","protected":false},"excerpt":{"rendered":"<p>The Financial Services capital of Europe has always been London &#8211; and it will likely remain that way (save a Brexit) &#8211; however, all of Europe seems to have caught the F-bug. This week BBVA announced its acquisition of Finland&#8217;s Holvi, an early player looking to reinvent the consumer banking experience. In\u00a0Germany, the launch of<\/p>\n","protected":false},"author":77,"featured_media":32161,"comment_status":"open","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"subtitle":"","footnotes":""},"categories":[10563],"tags":[],"class_list":["post-32157","post","type-post","status-publish","format-standard","has-post-thumbnail","category-tech"],"acf":[],"_links":{"self":[{"href":"https:\/\/www.rudebaguette.com\/en\/wp-json\/wp\/v2\/posts\/32157","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.rudebaguette.com\/en\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.rudebaguette.com\/en\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.rudebaguette.com\/en\/wp-json\/wp\/v2\/users\/77"}],"replies":[{"embeddable":true,"href":"https:\/\/www.rudebaguette.com\/en\/wp-json\/wp\/v2\/comments?post=32157"}],"version-history":[{"count":0,"href":"https:\/\/www.rudebaguette.com\/en\/wp-json\/wp\/v2\/posts\/32157\/revisions"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/www.rudebaguette.com\/en\/wp-json\/wp\/v2\/media\/32161"}],"wp:attachment":[{"href":"https:\/\/www.rudebaguette.com\/en\/wp-json\/wp\/v2\/media?parent=32157"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.rudebaguette.com\/en\/wp-json\/wp\/v2\/categories?post=32157"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.rudebaguette.com\/en\/wp-json\/wp\/v2\/tags?post=32157"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}